Homeless!

Well, I thought around this time today I would be MOVING into our new home, but clearly things were slated to happen otherwise. Things have run smoothly the whole time up until the past week. People on the other end didn't get their paperwork, deadlines met, etc. and this made the underwriter of the loan angry and in turn pushed him behind. We have had to jump through many hoops, re-verifying information, etc. It has been a stressful week as we had known since all of this began to happen that we might be pushing it to close yesterday afternoon. We have one last glitch that is keeping us from closing and that is the "Desk Review Appraisal". We have already had a formal appraisal and it passed perfectly fine. This is the last item that the underwriter has to clear before passing our loan through. It could be that the paper hasn't been placed on his desk, that this hasn't been completed, or that the home isn't at appropriate value. Our mortgage agent thinks it is just a glitch with the paperwork...so we are hoping for that. Now, it is the weekend however and not much can be done unfortunately. SO we are hoping for a Monday close, but predicting more like a Tuesday at this point.

So, we are currently homeless. The close of our previous home went seamlessly and although I was kind of hesitant giving my home away to the man with Garfield checks, I gladly did. We have been in such a tizzy this week it seems I didn't even really get to think about what was going on. We currently have everything we own in a U-Haul, still parked in Carmel, Howard's vehicle, and my car, which is parked at a friends. I feel very strewn about and uneasy...but I am trying to keep the faith.

The woman we are dealing with in purchasing our new home has not been easy, nor pleasant to deal with. She is a corporate real estate attorney. Now if I didn't come from a family of lawyers, I might crack a few jokes there...but she is the exception. She has made unreasonable demands throughout all of this and is throwing a royal fit because of us not closing on time. We are constantly being reminded how "powerful" she is because she is a lawyer, she has made a point to mention her occupation in at least every conversation our realtors have. She is even going as far as demanding we pay her in "damages" since she had to alter her plans. Hello...she is the one who still has a house, WE are the ones who might soon be living in a cardboard box. There is no part in our contract that we signed stating that we had to pay her anything. I understand that she is upset, but aren't we ALL? However, it's life and we'll deal.

So please keep us in your prayers as I am slowly starting to have a meltdown as I realize I am currently homeless. Seriously, how crazy is that. We have no "real" address at this point...I will try to stray away from these thoughts.

We are praying for a Monday close...and the strength to get us there! Tensions are high and I'm thinking some retail therapy might be in order :)